Q. Who is covered by this Privacy Policy?

A. This Privacy Policy covers the Landmark Financial Inc. This Policy applies to our current and former consumer customers. The privacy policies posted on our websites apply when you use those sites.

Q. What information do you have about me?

A. To provide services and to help meet your needs, Landmark Financial collects information from various sources.

• We get information from your requests for Landmark Financial products or services. One example is income on loan applications.
• We get information about your transactions with us and with others. For example we request your account balance information from your creditors.
• We get information such as your credit history from credit bureaus.

Q. How does Landmark Financial safeguard information about me?

A. Landmark Financial takes a number of steps to protect the privacy of information about you. Here are some examples.

• We keep information under physical, electronic and procedural controls that comply with federal standards. These controls help keep information from being changed or destroyed.
• We authorized people to get information about you only when they need it to do their work for Landmark Financial.
• We required companies working for us to protect information. They agree to use it only to provide the services we ask them to perform for you and for us.

Q. Is information about me shared with service providers and financial companies outside of Landmark Financial?

A. Yes. We may share information about you with outside companies that work for Landmark Financial. These may include marketing firms. We may also share information about you with outside financial companies that have joint marketing agreements with us. These agreements permit you to receive additional services.

Q. Is information about me shared with non-financial companies?

A. Yes. But we strictly limit the information we share with companies making non-financial offers.
• We may share only your name, address and phone number with companies for these offers.
• We may share information about you with our co-brand “partners” so that they can market non-financial products to you. In a co-brand program, the co-brand “partner’s” name or logo is featured on the program materials. One example would be a credit card from Landmark Financial that allows you earn frequent flyer miles.

Q. Is information about me shared in any other ways?

A. Yes. We may also share information about you as required or permitted by law. This allows us to share for legal and routine business reasons. Here are some examples.

• We may share information with regulators and law enforcement officials.
• We may share account activity with credit bureaus.
• We may share information with your consent.